Oh come on man I wasn't
seriously mocking you. Everybody is different and has different situations to deal with.
Years ago it was easy to start out on your own...you get a full time job and it was enough to cover everything, maybe you had to resort to sharing accommodation to help reduce costs but you were pretty much taking care of everything yourself.
When I was your age I had more than one car on the road, I was out on my own (or I might've been shacked up with someone at the time
) and I wasn't in debt. It's pretty rare to see that now.